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Privacy Policy

Clifton Business Association — Legal Policies & Terms

Last updated: 2026-04-03

This document contains the legal policies and terms governing your use of https://cliftonbusiness.com and the services provided by Clifton Business Association.

Privacy Policy

Table of Contents

Information We Collect

Clifton Business Association collects various categories of personal information, including:

  • Names and contact information
  • Email addresses
  • Phone numbers
  • Mailing and billing addresses
  • IP addresses
  • Browser type and version
  • Device identifiers
  • Geolocation data
  • Cookies and tracking pixels
  • Usage data and browsing behavior
  • Form submissions and inquiries
  • Demographic information (age, gender)
  • Photos, videos, or audio recordings

How We Collect Information

We collect information through multiple channels, including:

  • Direct submissions through our website forms
  • Automatic collection via website tracking technologies
  • Interactions with our online services and membership platforms
  • Communication with our organization
  • Third-party service providers

How We Use Your Information

We use collected information for the following purposes:

  • Processing membership applications and renewals
  • Providing membership benefits and services
  • Communicating about local business opportunities
  • Sending promotional information and updates
  • Improving our website and services
  • Compliance with legal obligations
  • Responding to inquiries and support requests

How We Share Your Information

We may share your information with the following types of third parties:

  • Service providers (Google Analytics, Mailchimp, WPForms)
  • Payment processors (Stripe, PayPal)
  • Marketing and analytics platforms
  • Legal and regulatory authorities when required

Cookies and Tracking Technologies

We use cookies and tracking technologies from Google Analytics, Google Tag Manager, Microsoft Clarity, Facebook Pixel, and Google Ads conversion tracking to improve user experience and collect usage data. Users can manage cookie preferences through their browser settings.

Data Retention

We retain personal information as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. When information is no longer needed, we will securely delete or anonymize it.

Your Privacy Rights

Depending on your jurisdiction, you may have the following rights:

  • Right to access your personal information
  • Right to request deletion of your data
  • Right to correct inaccurate information
  • Right to opt-out of data sales or marketing communications

Children’s Privacy

Clifton Business Association does not knowingly collect or target children under 13. Our services are not designed for or directed at children.

International Data Transfers

We may transfer data internationally, primarily within the United States, while implementing appropriate safeguards to protect your information.

Data Security

We implement industry-standard security measures to protect personal information from unauthorized access, disclosure, alteration, and destruction.

Changes to This Policy

We may update this privacy policy periodically. We encourage users to review the policy regularly for any changes.

See Contact Information section below.

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Terms of Service

Table of Contents

Acceptance of Terms

By accessing or using the Clifton Business Association website (https://cliftonbusiness.com), you agree to be bound by these Terms of Service. If you do not agree with these terms, you must not use our services. These terms constitute a legally binding agreement between you and the Clifton Business Association.

Description of Services

Clifton Business Association provides the following membership services:

  • Directory listings
  • Access to a dedicated sponsor page
  • Networking opportunities
  • Discounts within the local community
  • Access to future promotional opportunities
  • Press release assistance and support
  • Additional resources for members

User Accounts and Registration

To access certain features, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your account and password, and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.

Membership Auto-Renewal Terms

Annual memberships will automatically renew at the end of each membership term. In compliance with California Automatic Renewal Law, New York General Business Law, and Illinois Automatic Renewal Law, we provide the following disclosures:

  • You will receive clear notice of auto-renewal terms before initial purchase
  • Your membership will automatically renew annually unless canceled
  • We will provide advance notice of renewal (15-30 days) before the renewal date
  • You may cancel your membership at any time through our online account management system or by contacting our support team

Acceptable Use Policy

Users are prohibited from:

  • Violating any local, state, or federal laws
  • Transmitting harmful or malicious code
  • Attempting to access unauthorized systems or data
  • Harassing, threatening, or abusing other users
  • Posting offensive, defamatory, or inappropriate content

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is the property of Clifton Business Association and protected by intellectual property laws. Users may not reproduce, distribute, or create derivative works without explicit written permission.

Warranties and Disclaimers

Our services are provided “as is” and “as available” without any warranties, express or implied. We do not guarantee uninterrupted or error-free service, nor do we make any warranties about the accuracy or reliability of our content.

Limitation of Liability

Clifton Business Association shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability is limited to the amount paid for membership services.

Dispute Resolution

Any disputes shall be resolved through binding arbitration in Ohio. You waive the right to participate in a class action lawsuit. Small claims court proceedings are exempt from this arbitration requirement.

Termination

We reserve the right to terminate or suspend your account and access to services at our sole discretion, with or without notice, for any violation of these terms.

Refund Policy

No refunds will be issued after purchase, in accordance with our established policy.

See Contact Information section below.

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SMS / Text Message Terms and Conditions

Program Description

The Clifton Business Association SMS program provides text message communications to members and interested parties. These messages contain promotional information such as deals within the local community, updates on local events, and various advertising notifications.

Consent and Opt-In

By providing your phone number and opting into our SMS program, you explicitly consent to receive automated text messages from the Clifton Business Association. Your consent is voluntary and can be withdrawn at any time. You understand that providing your phone number constitutes an electronic signature confirming your willingness to receive these communications.

Message Frequency and Content

You may receive up to 10 text messages per year from the Clifton Business Association. Messages will include promotional offers, community deals, local event updates, and other marketing communications relevant to our members and community.

Msg & Data Rates

Msg & Data Rates May Apply. Message and data rates are determined by your mobile carrier. Not all carriers are supported, and message delivery is not guaranteed.

Opt-Out Instructions

To opt-out of our SMS program at any time, simply text the keyword “STOP” to our messaging number. Upon sending STOP, you will immediately be unsubscribed from future text message communications. You will receive a final confirmation message acknowledging your opt-out.

Help Instructions

To receive additional information about our SMS program, text the keyword “HELP” to our messaging number. This will provide you with program details, contact information, and further guidance about our text message communications.

Electronic Consent

By participating in this SMS program, you acknowledge and agree to the E-SIGN Act provisions, confirming your consent to receive electronic communications. You have the right to withdraw this consent at any time by following the opt-out procedures.

Privacy and Data Usage

Your phone number and contact information will be used solely for the purpose of sending SMS communications. We will not sell, share, or distribute your personal information to third parties without your explicit consent, except as required by law.

Carrier Disclaimer

The Clifton Business Association is not responsible for any limitations, restrictions, or charges imposed by your mobile carrier. Message delivery and receipt are subject to your carrier’s network capabilities and policies.

See Contact Information section below.

Short-Form Disclosure

Clifton Business Association SMS Program: Receive up to 10 msgs/month with community deals and event updates. Msg & Data Rates May Apply. Text STOP to cancel, HELP for info. Full terms at https://cliftonbusiness.com/sms-terms

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Return & Refund Policy

Overview

Clifton Business Association provides clear guidelines regarding returns and refunds for our membership services. By purchasing a membership, you acknowledge and agree to the following terms and conditions.

Refund Policy

After careful consideration, Clifton Business Association has a strict no-refund policy for all membership purchases. Once a membership is processed, no refunds will be issued under any circumstances.

Membership Terms

Annual memberships and sponsorships are auto-renewed on an annual basis. Members will be automatically billed for continued membership unless they provide explicit cancellation notice prior to the renewal date.

Cancellation Process

Members wishing to cancel their membership must provide written notice to Clifton Business Association at least 30 days before the annual renewal date. Cancellation requests can be submitted via email to cliftonbusinessassociation@gmail.com.

Membership Benefits Guarantee

While no refunds are available, Clifton Business Association guarantees all listed membership benefits, including:

  • Directory listings
  • Access to a dedicated sponsor page
  • Networking opportunities
  • Discounts within the local community
  • Access to future promotional opportunities
  • Press release assistance and support
  • Additional resources specifically available to members

Auto-Renewal Compliance

In compliance with California ARL, New York GBL §527-a, and Illinois ARMA, members will receive clear notification of upcoming auto-renewal at least 30 days before the billing date. Members have the right to opt out of auto-renewal at any time.

Dispute Resolution

Any disputes regarding membership will be governed by the laws of the State of Ohio and resolved in Ohio courts. Members agree to these terms upon purchase of a membership.

See Contact Information section below.

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Membership Agreement

Table of Contents

Membership Eligibility

Membership in the Clifton Business Association is open to businesses and organizations located in or serving the Clifton area. Prospective members must demonstrate a commitment to local business development and community engagement. The Clifton Business Association reserves the right to review and approve all membership applications at its sole discretion.

Membership Benefits

Members of the Clifton Business Association receive the following benefits:

  • Directory listings showcasing the member’s business
  • Access to a dedicated sponsor page on our website
  • Networking opportunities with local business professionals
  • Exclusive discounts within the local community
  • Access to future promotional opportunities
  • Press release assistance and support
  • Additional resources specifically available to Clifton Business Association members

Fees and Payment Terms

Members are required to pay annual membership fees. Payment can be made through our approved payment processors, Stripe and PayPal. The current membership fee will be clearly displayed at the time of enrollment. All payments are non-refundable after purchase.

Renewal and Cancellation

Membership is automatically renewed on an annual basis. To ensure transparency and compliance with automatic renewal laws, we provide the following disclosures:

  • You will receive a clear notification before your membership renews
  • The renewal price and terms will be prominently displayed
  • You may cancel your membership at any time before the renewal date
  • To cancel, you must contact us via email or through our official cancellation process

Cancellation will prevent future automatic renewals but does not provide a refund for the current membership period. We will provide a 30-day advance notice before any renewal or charge occurs.

Member Obligations

Members agree to:

  • Provide accurate and current information
  • Maintain professional standards in all interactions
  • Respect the confidentiality of other members
  • Comply with all association guidelines and policies

Code of Conduct

Members must conduct themselves professionally and ethically. Any behavior that damages the reputation of the Clifton Business Association or its members may result in membership termination. This includes, but is not limited to, harassment, discrimination, fraudulent activities, or violation of local business regulations.

Termination of Membership

The Clifton Business Association reserves the right to terminate membership for violations of this agreement, misconduct, or any action deemed detrimental to the organization. Termination may occur without refund and without prior warning in cases of severe violations.

Limitation of Liability

The Clifton Business Association is not liable for any direct, indirect, incidental, or consequential damages arising from membership or use of membership benefits. Members participate in association activities and utilize benefits at their own risk.

Governing Law

This membership agreement is governed by the laws of the State of Ohio. Any disputes will be resolved in the courts of Ohio, with the venue being in the appropriate jurisdiction within Ohio.

See Contact Information section below.

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Contact information

If you have any questions about these policies, please contact us:

Clifton Business Association
PO Box 20007, Cincinnati, Ohio, 45220
Email: cliftonbusinessassociation@gmail.com
Website: https://cliftonbusiness.com